How To Link BVN To Bank Account

The Central Bank of Nigeria (CBN) has instructed all bank customers to link their National Identification Number (NIN) and Bank Verification Number (BVN) to their bank account(s).

According to new directives from the CBN, all Nigerian banks are now required to ensure that customers’ BVN is linked to their accounts. This requirement applies to both commercial and microfinance banks.

 

The Bank Verification Number (BVN) is an 11-digit number used to identify individuals across the Nigerian banking industry.

The BVN ensures greater security on access to sensitive and personal information in the banking system. It was launched by the Apex Bank in collaboration with all Nigerian banks in 2014 to address payment security issues. Customers can enrol for their BVN at any of our branches.

The deadline for this mandatory linkage was set for February 29, 2024, for some banks, while others specified March 1st. However, some banks have already taken action by withholding balance information on accounts that are not linked.

New Telegraph is here to guide you through the necessary steps to link your BVN with any of your Nigerian banks. This process is vital for improving security measures throughout Nigeria.

To link your BVN or NIN to your bank account, you can use one of the following methods:

How To Enrol For BVN Via Mobile Phone

Here is a step-by-step guide to linking your Bank Verification Number (BVN) to your bank account:

1. Visit your bank’s website or mobile app.
2. Log in to your online banking account.
3. Navigate to the “Settings” or “Profile” section.
4. Click on “BVN Linking” or “BVN Update”.
5. Enter your BVN number and submit.
6. Confirm that the BVN details are correct.
7. Wait for a confirmation message from your bank.

Alternatively, you can also link your BVN to your bank account by:

1. Visiting your bank’s branch.
2. Filling out a BVN linking form.
3. Submitting the form and your BVN number to a bank representative.
4. Waiting for confirmation from the bank.

Note: The process may vary slightly depending on your bank. Contact your bank’s customer support if you encounter any issues.

USSD Codes To Link BVN To Your Account

Here are some banks’ USSD codes to link BVN:

– First Bank: *894# (select option 3 and follow prompts)
– GTBank: _737_6*BVN# (replace BVN with your actual BVN number)
– Zenith Bank: _302_BVN# (replace BVN with your actual BVN number)
– Access Bank: _901_BVN# (replace BVN with your actual BVN number)
– Diamond Bank: _426_BVN# (replace BVN with your actual BVN number)
– Fidelity Bank: _770_BVN# (replace BVN with your actual BVN number)
– Union Bank: _826_BVN# (replace BVN with your actual BVN number)
– United Bank for Africa (UBA): _919_BVN# (replace BVN with your actual BVN number)
– Ecobank: _326_BVN# (replace BVN with your actual BVN number)
– Stanbic IBTC: _909_BVN# (replace BVN with your actual BVN number)

Please note that these codes are subject to change, and you may need to check with your bank for the most up-to-date information.

Additionally, some banks may require you to have an active account or be registered for their mobile banking service to use these USSD codes.

How To Link BVN/NIN To Bank Account Via Internet Banking

Log in to the internet banking platform of your bank, select the BVN/NIN option, click on new request, enter your BVN/NIN, select the bank where your BVN/NIN was issued, answer the secret questions and follow the instructions.

How To Link BVN/NIN To Bank Account Via SMS

Simply text BVN/NIN, your account number, and BVN/NIN number to the number/code provided by your service provider or bank.

Ways To Link Your Account To Your BVN/NIN

• To link your BVN/NIN to your account, you can visit your designated bank’s website and navigate to the self-service portal.
• Next, toggle the button and select the BVN/NIN link. Input your account details, and the system will generate an OTP code sent to your linked phone number.
• After receiving the 6-digit code, enter it into the value section and tap “verify OTP.”
• Following this, follow the steps to generate a captcha and type in the code value presented by your bank to generate a Virtual NIN. For instance, use the format *your bank code*no*NIN*unique bank code#.
• Alternatively, you can visit any branch of a Nigerian bank where you have a registered account. Bring along a photocopy of your NIN slip and manually write the following details on the paper: Account number, Phone number, NIN, and your generated Virtual NIN. Submit this to your account officer.

If you visit the bank without your NIN slip, you can locate a nearby cafe shop to print it out or send an email with a copy of your NIN details from the NIMC website to your bank to help print it out.

If you are unsure whether your account has been linked, contact the customer care centre of your bank for further inquiries.